annual updates
This page contains the latest annual pension increases, average career reassessment rates, contribution payment ranges, and other additions to the plan. It also includes the most recent Standard Annual Subsidy and Lifetime Subsidy.
Pension increase rates
Pensions paid are increased according to the Pension Increase (PI) applied to civil service pensions in April. PI always applies on the first Monday that falls on or after April 6th. This year's IP will be 10.1%, and will apply from April 10, 2023.
The PI is based on the year-to-September Consumer Price Index (CPI) rate. As the Pensions (Increase) Act 1971 does not provide for a reduction in the public service pension rate, a negative CPI rate will result in a pension increase rate of 0%.
The PI is also used, when applicable, for the reassessment of the final average salary used in the calculation of final salary pensions, as well as for the reassessment of the preferred pension supplement and for the annual reassessment of the average career pension of deferred members.
Year Pension increase rate
- 2023/2024 = 10,1%
- 2022./2023. = 3,1%
- 2021./2022. = 0,5%
- 2020./2021. = 1,7%
- 2019/2020 = 2,4%
- 2018/2019 = 3,0%
- 2017./2018. = 1,0%
- 2016/2017 = 0,0%
- 2015/2016 = 1,2%
- 2014/2015 = 2,7%
- 2013/2014 = 2,2%
- 2012/2013 = 5,2%
Contribution levels
As the Consumer Price Index (CPI) rate increased by 10.1% in the year to September 2022, the salary ranges for member contribution rates will increase by 10.1% from April 1, 2023.
| Annual salary for eligible employment from April 1, 2022 to March 31, 2023. | Annual salary for eligible position from April 1, 2023 | Member contribution rate |
| Make £29,187.99 | Make £32,135.99 | 7,4% |
| £ 29.188 a £ 39.290,99 | £ 32.136,00 a £ 43.259,99 | 8,6% |
| 39,291 of 46,586.99 functions | £ 43.260,00 a £ 51.292,99 | 9,6% |
| 46,587 pounds of 61,742.99 pounds | £ 51.293,00 a £ 67.979,99 | 10,2% |
| 61,743 of 84,193.99 functions | £ 67.980,00 a £ 92.697,99 | 11,3% |
| £84,194 or more | £92,698.00 and above | 11,7% |
Average career reassessment rate
At the beginning of each program year, the cumulative career pension average is reassessed, at a rate that depends on whether you are an active or deferred member of the program. If you left the system but returned after a break of up to five years, your pension will be reassessed as active. But if you return after a break of more than five years, the pensions received before the break will continue to be revalued as deferred, with only the new accumulated benefits being revalued as active.
April 2023:
- Active revaluation rate = 11.7%
- Deferred revaluation rate = 10.1%
April 2022:
- Active revaluation rate = 4.7%
- Deferred revaluation rate = 3.1%
April 2021:
- Active revaluation rate = 2.1%
- Deferred revaluation rate = 0.5%
April 2020:
- Active revaluation rate = 3.3%
- Deferred revaluation rate = 1.7%
April 2019:
- Active revaluation rate = 4.0%
- Deferred revaluation rate = 2.4%
April 2018:
- Active revaluation rate = 4.6%
- Deferred revaluation rate = 3.0%
April 2017:
- Active revaluation rate = 2.6%
- Deferred revaluation rate = 1.0%
April 2016:
- Active revaluation rate = 1.5%
- Deferred revaluation rate = 0.0%
Maximum additional pension (pension flexibility)
Members of the Teachers' Pension Scheme can increase their pensions through flexibilities that allow them to buy additional pensions, faster additions or 'buy in' the normal actuarial rate reduction (the 'buy in' must be made within six months of adherence to the regime). The additional pension amount available is a fixed amount, but increases each program year as the pension increases. As it is rounded to the nearest £100, a small increase in pensions may not result in an increase in the maximum additional pension.
For the program year 2023-2024. the pension increase is 10.1% and the maximum additional pension amount will increase to:
- Average career scheme: £8,000
As of April 1, 2023, all accruals will be on the career average schedule and final salary schedule elections will not be available for any member.
For the 2022-2023 program year, the maximum is:
- Average career scheme: £7,300
For the 2021-2022 and 2020-2021 program years, the maximum values were:
- Average career scheme: £7,100
- Final salary scale: £6,900
For the 2019-2020 program year. the maximum values were:
- Average career scheme: £7,000
- Final salary scale: £6,800
For the 2018-2019 program year. the maximum values were:
- Average career scheme: £6,800
- Final salary scale: £6,600
For the 2017-2018 program year. the maximum values were:
- Average career scheme: £6,600
- Final salary scale: £6,400
For the program years 2015-2016. and 2016-2017. the maximum values were:
- Average career scheme: £6,500
Limited salary provision - final salary
If the pension payment for the last three years of pensionable employment has increased by more than £7,120 or 10%, the increase in that payment or remuneration will be limited to the greater of £7,120 or 10%. This figure is revised every year according to factors provided by Her Majesty's Ministry of Finance.
Where this limitation applies, any contributions not used in calculating the average compensation will be refunded if the service itself is related to the calculation of compensation in the final compensation plan.
Members who have moved from final salary to career average have what is known as salary tie protection, where career average salaries are used to determine the average salary for final salary benefits. The salary cap provision still applies when determining average salary, but a refund of contributions is not appropriate as members receive benefits under the career average system.
The fixed values for the salary cap per year are:
- April 2023 - March 2024: £7,120
- April 2022 - March 2023: £6,446
- April 2021 - March 2022: £6,272
- April 2020 - March 2021: £6,241
- April 2019 - March 2020: £6,136
- April 2018 - March 2019: £5,992
- April 2017 - March 2018: £5,818
- April 2015 to March 2017: £5,800
As of April 1, 2022, all accruals will be on the career average schedule and final salary schedule elections will not be available for any member.
Children's pension - maximum compensation for vocational training
Children are still eligible for Child Support if they are under 23 years old, have been in full-time vocational training (for at least two years) and are not earning more than £3,809 a year.
The amounts, by age, of the maximum vocational training allowance for continuing to benefit from a child pension are:
- April 2023 - March 2024: £3,809
- April 2022 - March 2023: £3,459
- April 2021 - March 2022: £3,356
- April 2020 - March 2021: £3339
- April 2019 - March 2020: £3,283
- April 2018 - March 2019: £3,206
- April 2017 - March 2019: £3,113
annual subsidy
The standard annual subsidy is £40,000 for members who do not meet the criteria to be treated as "high earners".
With effect from 6 April 2020, the standard annual allowance of £40,000 has been reduced (taken advantage of) for high earners.
You will be a big winner ifobathe following applies:
- You have an income limit ofmoreof £200,000;
EU
- Do you have an adjusted income ofmoreof £240,000.
Members whose income threshold is £200,000 or less are exempt from the reduced annual subsidy, regardless of how high their adjusted income is.
For high income eligible, the annual allowance is reduced (reduced) by £1 for every £2 of adjusted income exceeding £240,000. This is subject to a minimum level to which the annual subsidy can be reduced from £4,000.
More information on the standard annual subsidy reduction can be found in the Taxes section of the website, oryou can find more information about the standard annual subsidy reduction in our notes.
For more information on limitations on the standard annual deduction for prior tax years, see Information Note 3.
lifetime allowance
Pensions The lifetime allowance is a cap on the amount of pension that can be taken from pension schemes – whether in lump sums or post-retirement benefits – and can be paid without triggering additional taxes. The lifetime allowance will be frozen at the current level of £1,073,100 until April 2026.
The most recent standard lifetime grants, by fiscal year, are:
- 2022./2023. £1,073,100
- 2021./2022. £ 1.073.100
- 2020./2021. £ 1.073.100
- 2019/2020 £ 1.055.000
- 2018/2019 £ 1.030.000
- 2017./2018. £ 1.000.000
- 2016/2017 £ 1.000.000
On 6 April 2016, the lifetime allowance cap was reduced from £1.25 million to £1 million and remained unchanged until 6 April 2018, when it was increased to £1.03 million. It continues to increase each year in line with the annual growth rate of the Consumer Price Index (CPI) in the previous September.
For LTA limits for prior fiscal years, see Information Note 1.
Small pensions (insignificant change)
If the value of all your pension funds from all sources (excluding the State Age Pension and any dependent pension you receive) is of 'negligible' size and you are aged 55 or over (or if you have a GMP pays by the Scheme, 60 for women and 65 for men), then you can choose to assume your entire pension fund in a taxable lump sum ('commutado'), without needing to collect an annual income. Your pension funds are considered "trivial" if they reach a threshold set by HMRC, which can be found online.
Small lump sum (i.e. small pots)
From 27 March 2014, if the actuarial value of your single source pension is less than £10,000, you can claim it as a small lump sum. You do not need to take into account any other pension rights you may have, whether they are due or outstanding.
There is no limit to the number of small lump sums you can receive if you are a member of several occupational pension schemes, all with benefits of less than £10,000. If you have any personal pension plans, the anti-evasion measures imposed by HM Treasury allow you to take up to "three small pots" as a small lump sum.
For more details on small lump sums, see Information Note 8 in the Pensions and Taxes section.
Normal Retirement Age (NPA)
Your normal retirement age (or NPA) is the age at which you can claim your benefits without having them actuarially reduced.
If you started teaching before 1 January 2007 and were a member of the Teachers' Pension Scheme, you will get some services and benefits with the last payment of the 80th scheme. The normal retirement age for Scheme 80 final wage benefits is 60 years.
If you started teaching from January 1, 2007 and before April 1, 2015 and were a member of the Teachers' Pension Scheme, you will get some services and benefits with your last 60th salary. The normal retirement age for benefits under the 60th Last Salary Scheme is 65 years.
If you started teaching on or after April 1, 2015 and were a member of the Teachers' Pension Plan, you will have services and benefits with the Mid-Career Plan. Your normal retirement age for Career Average Scheme benefits is the same as your state retirement age, provided your state retirement age is 65 or older. If your retirement age is under 65, your normal retirement age will be 65. You cancheck your state retirement age on the GOV.UK website(This link opens in a new window).
You may serve in more than one regime, for example if you had a term break of more than five years that ended after January 1, 2007 or after April 1, 2012, or if you are an active member of a regime after April 1, 2022. If you have service in more than one plan, you will have a different normal retirement age for each plan as described above.
Your benefit statement will show which schemes you have benefits from.
You can find more information in our Retirement Center.
FAQs
Can I limit number of responses in Microsoft Forms? ›
In Microsoft Forms, we can set the Start and End time and the form will accept responses during this time only but there's no option/setting in the from itself to limit the number of responses. You can, however, consider creating the flow in Power Automate to set this limitation.
Where do Microsoft Forms responses go? ›In Microsoft Forms, you can easily view all of the response data for your form or quiz in Microsoft Excel. An Excel workbook with your response data will be downloaded to your desktop or stored in OneDrive, depending on the starting point of your form or quiz.
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How do I manually check answers in Google Forms? ›- Open your Drive and locate the Google Form.
- Open it. Navigate to the "responses" tab.
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Details: Once enabled, form and quiz respondents can edit their responses, as long as the form or quiz is still open. The answers cannot be accessed if the form or quiz is closed or removed.
How can multiple people see responses in Microsoft Forms? ›If your Microsoft Forms settings are all on in Office 365 admin center > then Navigate to Settings > Services & add-ins > click Microsoft Forms > Turn on External and Internal Sharing > Click Save. You can now share the Forms to another person, the person can see the results and export the data to Excel.
Can you have multiple answers in Microsoft Forms? ›Add answers to a multiple-choice question
Now add any additional answer options you wish to include. To automatically add an answer of “Other”, click the Add “Other” option button.
Microsoft Forms responses are not stored in Personal OneDrive folder, but in Forms itself. Said that, you can create a Forms from a Microsoft Teams team and that will be a "Shared" Form where information is accessible to all Team members.
Can you access Microsoft Forms you already submitted? ›So you can't see the results again if you once submitted. But the form owner can see the responses in Microsoft Forms, open the form to review the results, and then click the Responses tab.
Are Microsoft Forms responses confidential? ›Are Microsoft Forms surveys really anonymous? Although baseline Microsoft Forms surveys aren't automatically anonymous, you can easily make them anonymous. Microsoft Forms protects respondents' identities by giving admins the option not to record user names or emails.
Can only certain people respond to Microsoft Forms? ›
Open the quiz or form you'd like to manage. Select More form settings > Settings. If you limited Who can respond to this form to people from your organization, you can check the boxes below that setting to Record name and see who submitted each response, or limit responses to One response per person.
Can Microsoft Forms send email with responses? ›When a new response is submitted in Microsoft Forms, send an email to the responder about receiving the response. Connect your favorite apps to automate repetitive tasks. Check out a quick video about Microsoft Power Automate. Learn how to make flows, easy up to advanced.
How do I set default answers in Microsoft forms? ›On the Tools menu, click Form Options. Click Advanced in the Category list, and then click Edit Default Values. In the Edit Default Values dialog box, select the field whose default value you want to set.
How does Google Forms work? ›With Google Forms, you can create surveys or quizzes right in your mobile or web browser—no special software required. You get instant results as they come in. And, you can summarize results at a glance with charts and graphs. Google Workspace account—Don't have one?
Is Google Forms free? ›Google Forms is totally free to use. As long as you have a Google account, you can access Google Forms in its entirety—completely free. SurveyMonkey does have a free Basic plan, but it's pretty limited, especially compared to everything you get at no cost with Google Forms: Pictures and backgrounds.
How do you find the answers to a question? ›To find an accurate, peer-reviewed answer to your question, the best place to look is academic websites. Search the website for articles, lectures, and videos relevant to your question to gather research towards the answer. Some popular academic websites include Academia, JSTOR, and Bartleby.
How do I see all answers in Google Forms by inspect? ›- Open your Google Form. ...
- Click on "Responses."
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- Click on the "Summary" tab to view a summary of all answers submitted to your Google Form.
The form's owner or collaborators can make changes to it at any moment. They can also select the edit after submit option in Google Forms when constructing the form, allowing form respondents to alter their provided responses.
Can a Google form editor view the responses? ›View responses
Open a form in Google Forms. At the top of the form, click Responses. Click Summary.
Give Editor Access To Others 👬
Note: You can only share access to Google Forms responses if you are the form owner. Other tools, like Jotform Enterprise, offer fully customizable permission settings, so you can easily decide who gets to access your forms and submissions.
How do you analyze data in Microsoft Forms? ›
In Microsoft Forms, open the survey or form for which you want to see data insights. Select the Responses tab. Select the Insights button after the question for which you want to see data insights. Note: Insights will only trigger if statistically significant data is determined for responses to a particular question.
How do I see responses to a Google form without permission? ›How Do I View Responses to a Google Form Without Permission? You can not view the answers to the form unless you are the owner or have been nominated by the owner as a collaborator. However, if the form owner has enabled the Show a summary of responses option, you can view the responses.